Cigna Dental Insurance Plans
On a good day, dental insurance is complex. On a less-than-good day, it’s frustrating and stressful. Don’t let your dental insurance policy overwhelm you. At the Arlington dental office of James T. Gray, DDS, our caring dentist and team members are happy to help you demystify your dental insurance policy and maximize your coverage for necessary dentistry services. In addition to processing and filing dental insurance claims for all major PPO dental insurance providers, we also offer in-network coverage for Cigna. If you are a Cigna dental insurance plan member, we welcome you to talk to our team about how our in-network dental office can help you make the most of your benefit package. Give us a call today to learn more about your insurance policy and treatment coverage.
Your Cigna Dental Insurance Policy
As part of the dental care process, one of our knowledgeable dental team members will carefully evaluate your individual insurance policy and explain how it impacts the cost of your treatment plan. Before beginning your procedures, we’ll provide an accurate estimate of any out of pocket treatment costs to help you budget for this expense. For advanced treatments, we may file a preauthorization to ensure your benefits are available. This may be especially important at the end of a plan year when you’re nearing your annual maximum, the highest total cost your Cigna policy will cover yearly. Our goal is to clearly and accurately account for the costs of your treatment, so we can avoid unpleasant surprise fees.
Benefits of In-Network Coverage
We are happy to process and file claims for the majority of dental insurance plans, but Cigna is our in-network insurer. That means you will only have to pay the out of pocket percentage of the cost of treatments. Out of network dentists can charge higher fees for their services, and your Cigna plan will still cover a percentage of this treatment. However, you will need to pay the difference between the dentist’s fees and the plan’s pricing in addition to your out of pocket treatment percentage. While the differences in price are usually minimal, visiting an in-network dentist ensures you receive the maximum coverage and lowest out of pocket costs.
Keep Your Smile Healthy While Maximizing Dental Insurance
It’s easy to keep your smile healthy and maximize your dental insurance coverage at the same time – schedule your six month dental checkup. During these regular office visits, we have the opportunity to evaluate your smile for early indicators of oral health concerns. In many cases, we can stop dental damage before it begins, and those concerns that can’t be prevented are treated in the earliest stages. How does this maximize your dental insurance? Your provider knows that preventive care is less costly than more advanced restorative treatments, so they offer high percentages of coverage for preventive maintenance and conservative restorative dentistry services. For this reason, dental checkups are an essential element of maintaining a healthy smile and maximizing your insurance coverage.